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Workers comp research guide

Impairment rating payout calculator

Use an impairment rating payout calculator to understand how a percentage can relate to an illustrative workers comp settlement range.

Rating lens

Turn one impairment rating into a useful range

This focused calculator makes the rating the main control, then shows how wage and body part assumptions change the planning range.

Rating-based range

Estimated range

$15,120to$22,680

Midpoint $18,900

Weekly benefit

$600

Rating weeks

32

Temporary benefits

$0

Permanent benefits

$18,900

Future medical

$0

Weekly cap used

$1,200

The rating drives the permanent benefit weeks in this model. State schedules, apportionment, and work restrictions can change the result.

This is an educational estimate. State rules, caps, medical evidence, attorney fees, and future care can change the result.

An impairment rating describes a medically assessed loss of function. It can be one input in a workers comp settlement calculator, but it is not the same as a settlement offer and may not capture work restrictions or future medical needs.

Use every figure as a starting point. Benefit caps, scheduled losses, deadlines, medical evidence, and settlement terms vary by state and by claim.

Impairment rating payout examples

The examples show a planning relationship between rating and range. They do not replace a state schedule, a qualified medical report, or a case review.

Body partExample ratingIllustrative range
Back5–15%$8k–$36k
Shoulder5–25%$8k–$60k
Knee5–30%$8k–$72k
Wrist3–20%$5k–$48k

Does a higher impairment rating always mean a higher settlement?

Often it can increase a scheduled benefit, but the relationship is state-specific. Wage limits, body part schedules, apportionment, work capacity, and future medical care can matter just as much.

Try the workers comp settlement calculator

Questions to ask about an impairment rating

  1. Record which medical guideline and evaluating doctor produced the percentage.
  2. Ask whether the rating is impairment, disability, or a scheduled loss percentage.
  3. Compare the percentage with the state schedule instead of treating it as a dollar quote.