Terms of Service

Agreement

By accessing or using Workers Comp Settlement, you agree to these Terms of Service. If you do not agree, do not use the site. “The site” includes its calculators, charts, state guides, blog posts, and related pages.

Educational information only

The site provides general educational information and planning estimates about workers compensation. It does not provide legal, medical, tax, financial, insurance, or claims-adjusting advice. Use of the site does not create an attorney-client, doctor-patient, insurer-insured, or representative relationship.

An estimate, chart, article, or answer is not a settlement offer, benefits determination, medical opinion, or promise of what an insurer, employer, agency, or court will pay. A calculation can be incomplete or wrong when the state, injury date, wage basis, rating, treatment, benefit category, or settlement language differs from the assumptions used.

Your responsibility

You are responsible for checking the state and injury date that apply to your claim, confirming wage and medical records, reviewing deadlines and release language, and obtaining advice from a qualified professional when you need it. Do not use a result as the sole reason to sign a release, give up future medical care, stop treatment, miss a deadline, or make a demand.

Changes, sources, and availability

Rules, rates, schedules, agency guidance, and external pages can change. We may correct, update, suspend, or remove content and features at any time. We do not promise that any page is current, complete, available, or suitable for a particular claim. External websites are governed by their own terms and policies.

Acceptable use

You may use the public pages for lawful personal research. You may not:

• violate an applicable law or another person's rights;
• interfere with, overload, probe, or attempt unauthorized access to the site or its providers;
• scrape or copy content at a disruptive rate, misrepresent the source, or present an estimate as professional advice; or
• transmit malware, harmful code, spam, or content intended to abuse the site or another person.

Intellectual property

The site's original text, design, code, and branding belong to the site operator or the relevant rights holder. These terms do not transfer ownership. You may link to public pages and quote limited portions for lawful, properly attributed purposes. Any other reuse requires permission from the relevant rights holder.

Privacy and third-party services

Use of the site is also subject to the Privacy Policy and Cookie Policy. The site may rely on hosting, analytics, security, advertising, and other third-party services. Those providers may have separate terms and policies, and we are not responsible for their acts or omissions.

Disclaimers and limitation of liability

The site is provided on an “as available” and “as is” basis to the fullest extent allowed by law. We disclaim warranties, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability.

To the fullest extent allowed by law, the site operator and its service providers will not be liable for a decision, missed deadline, treatment choice, settlement, loss, or damage arising from or related to use of the site, reliance on an estimate or article, an external link, an outage, an error, or an omission. Nothing in these terms excludes liability that cannot legally be excluded.

Changes and contact

We may revise these terms as the site changes. The date above shows the latest version. Continued use after an update means you accept the revised terms. For questions about these terms, use the contact method published by the site operator.